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Bankruptcy is a legal process through which people or entities who cannot repay debts to creditors may seek relief from some or all of their debts. 

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• Can filing bankruptcy save my car or home?  Not necessarily, it may slow the process down but doesn't guarantee that you will save either . Some people may decide to surrender their car or home to relieve them from the debt.

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• Can all debt be included in a bankruptcy filing? To be relieved from credit cards, medical, and housing debts are some of the reason one may file bankruptcy but student loans, taxes, or divorce obligations debts cannot be discharged through bankruptcy.

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• How long could credit bureaus report bankruptcy on a credit report? It may show on credit reports up to 10 years which could have a drastic impact in securing other credit and possibly employment opportunities.

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• Is bankrupt the best solution when you're overwhelmed by debt?  No, we suggest you seek our less drastic alternative solutions to bankruptcy.